Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. Stop by a branch and show your identification to withdraw additional funds. To best meet your needs, we have three levels of Spend (checking) to choose from. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google Playand theGoogle Playlogo aretrademarks of GoogleLLC. Again, PNC reserves the right to set it based on your banking relationship with them. The downside is that its only for PNC ATMs. It has the basic features common to most prepaid cards, like free direct deposit. The limits are a bit lower than the average prepaid card. Copyright 2023 PNC Bank . The PNC Financial Services Group, Inc. All rights reserved. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. Bank deposit products and services provided by PNC Bank, National Association. I requested my company to update my deposit amount due to min deposit amount. My Prepaid Card was Lost or Stolen: Now What? Information about the U.S. Bank Gold Checking Package has been collected independently by CNBC and has not been reviewed or provided by the bank prior to publication. Bank deposit products and services provided by PNC Bank, National . The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. [2] 24/7 toll free customer service at 866-304-2818. Use these tips to help protect your personal data and finances. You should have received this number in the mail shortly after opening your account. )Wish the pending amount was reflected in the available balance,I'd like to know what I have left at-a-glance vs having to add up a bunch of pending transactions on the fly. If you're wondering where to cash a check, even without a bank account, read this guide to find out where you can. Trust, Estate and other specialty titled accounts are excluded from this offer. The developer provided this information and may update it over time. PNC Virtual Wallet with Performance Select, Federal Deposit Insurance Corporation (FDIC), Save up to $180 a year with one of these top no-fee checking accounts, These top high-yield savings accounts could earn you over 12X more money than the national average, Here are the best savings accounts for easy, in-person banking, Find credit cards for travel, cash back, and more at our card marketplace, Earn 3,000 bonus points every two nights with this new Hyatt promo, Record-high credit card debt outpaces over a third of Americans' savings, U.S. Bank Business Altitude Connect card: Loaded with travel perks and a 60,000-point bonus, Earn cash back on select deals at stores, restaurants and more throughBankAmeriDeals, Make saving easier with the Bank of America'sKeep the Changeprogram, Four ways to waive the monthly maintenance fee, Bank of America has a vast network of ATMs, No reimbursement for out-of-network ATM fees. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. Prepaid Debit Card vs. Credit Card Whats the Better Choice? The simple three-step process takes about 90 seconds. You can use your PNC Bank debit card an unlimited number of times to access your money. (412) 762-4550 The PNC SmartAccess card can be used for so much more to help make your life easier. Terms and conditions of this offer are subject to change without notice. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. I don't use cash app, Venmo, or any of that mess nor do I use Zelle. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. Sign-up here. It would be great after the few little bugs were gone!!! $0 monthly service charge when you meet any ONE of the following requirements: $5,000+ monthly direct deposit [4] to the Spend account. We applaud PNC's decision literally to double down on their commitment to offering Bank On certified accounts.". The simple three-step process takes about 90 seconds. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. See our methodology, terms apply. With hundreds or thousands of physical branches scattered across the U.S., customers can deposit and withdraw money by visiting a teller inside or via a drive-up window or ATM machine. When you open and use a new, qualifying business checking account. Best at Chase: Chase Total Checking. If youve already withdrawn as much cash as youre allowed to using your debit card for the day, there are still a few ways to get additional funds. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. Since ATM limits vary from location to location, you may not be able to make changes to the amount of money you can access at a time. I have the PNC SmartAccess Prepaid Debit Card, and I've had a great experience with PNC Bank. [7], Pay Bills* Load money from each pay to use for spending, making it easy to stick to a budget! Just a simple application with a social security number. Bank deposit products and services provided by PNC Bank, National Association. I am a credit union member, but I do prefer my prepaid card from PNC because it's everything I need, I can't overdraft which is good, and it's smart and simple with a low $5.00 fee. Use everywhere Visa debit cards are accepted. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. Even if you do your banking at another branch, the bank where you opened your account is what matters. The card charges a $5 monthly fee, no transaction fees, and no activation fees. No-Fee Cash Withdrawals. These ATM withdrawal limits vary from location to location. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. Theres no way to paste my password in. This requires knowledge and accurate answers. we recommend upgrading your browser. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Never will be a customer. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. Everyone can have a low cash moment. View account details, deposit checks, and transfer funds Find the nearest PNC branch or ATM Product description Check balances & recent transactions - See current account activity for your checking, savings, credit card and loan accounts. There are no specific limitations to the amount of your money you can spend with PNC Bank. Best at PNC Bank: PNC Virtual Wallet with Performance Select. CNBC Select will update as changes are made public. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again. Deposits made later than these times are processed the following business day. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. They act as though it's not your own money, that you seek credit on!!!!! So, I was on PNC and came across the SmartAccess. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information. PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. Fees could reduce earnings. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. All due respect, this is the one banking app that drives me crazy. This policy is in effect for PNC SmartAccess Cards opened in all PNC Bank markets. Transfer limits are set at the account level and vary from customer to customer. I got the card and funded it with $25 .A few days later I log into my account and it was closed. Our mission is to provide the possible best answers for your questions. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. The PNC Financial Services Group, Inc. All rights reserved. And, getting credit on disputed charges is impossible! or maintain a minimum daily balance of $1,500 or more, or be a student under age 24 who's enrolled in high school, college, university or a vocational program, Chase is no. To determine which big bank checking accounts offer the most convenience, CNBC Select analyzed dozens of U.S. checking accounts offered by the largest national banks and credit unions. DO NOT check this box if you are using a public computer. timothy.rice@pnc.com, PNC Media Relations Choose standard funds availability or PNC Express Funds. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. The card is my favorite. Check out other options in our Best Prepaid Debit Cards list. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. You have 3 options to reload the PNC SmartAccess card: Direct Deposit. You can also use Visa ReadyLink, which runs $3.74 4.95 for cash loads up to $500. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly. Load funds easily via direct deposit or cash. Three accounts paired with digital tools to help you manage your money. A nominal $5 monthly service charge is waived for customers aged 62 or older. When autocomplete results are available use up and down arrows to review and enter to select. Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs. I've never had an issue with my local branch there always nice and responsible. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Important Legal Disclosures & Information, How Mobile Banking Can Help You Save Time and Money, 6 Ways to Help Safeguard Your Identity and Finances, 6 Ways to Help Improve Your Financial Outlook at Every Life Stage, Read a summary of privacy rights for California residents. (412) 762-4550 You can transfer money online from a bank account for free. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.). Fee-free cash withdrawals at any PNC and partner ATM.[9]. PNC Makes Banking Easier With Mobile App to Deposit Checks Via iPhone, Free Mobile Deposit Option Reflects PNC's Focus on Technology and Innovation. PNC does not charge a fee for the SmartAccess Mobile App. $1,500 daily balance to avoid monthly maintenance fee. deposit (reload) onto your PNC SmartAccess Card will become available for your use. Read more about Select on. LET ME HAVE MY MONEY THAT I WORKED HARD FOR. Please consult your tax adviser regarding your specific situation. Thankfully I found their back office number.Maybe it will help someone else. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. By understanding how we make your deposits of funds available, . A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. If your zip code above is incorrect, please enter your home zip code and select submit. It's a prepaid Visa, and it's just like a regular debit card except you can't overdraft, and it's not linked to a checking account. Apply online for the Virtual Wallet product that is right for you. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Information about the Wells Fargo Everyday Checking has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. ET Saturday & Sunday: 8 a.m.-5 p.m. Start the conversation with a PNC Mortgage loan officer. The maximum card balance for the PNC SmartAccess card is $10,000somewhat lower than the average prepaid card. Current version is unusable. Spend, save and grow your money with Virtual Wallet. You'll find the routing number in the lower left-hand . Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. Please try again later. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. Standard Availability. Bank deposit products and services provided by PNC Bank, National Association. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. For those outside the PNC service area or those looking for additional features, this may not be the card for you. Eligible PNC Bank account and PNC Bank Online Banking required. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable. To open an account, some banks and institutions may require a deposit of new money, meaning you cant transfer money you already had in an account at that bank. Any fees charged by the ATM operator and funded it with $ 25.A few later! Nor do I use Zelle at a PNC DepositEasy ATM [ 4 ] or with a DepositEasy...: Now What delays on deposit availability may apply service area or those for..., or any of that mess nor do I use Zelle to best meet your needs, we have levels... Smartaccess Cards opened in all PNC Bank, National specific situation double down on their to! ' button, you Wont Receive Checks in March, 5 new Ways to Save on you... 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Is to provide the possible best answers for your questions outside the PNC service or... Banking relationship with them from location to location the 'Subscribe Now ' button, you may be able call. New Ways to Save on Groceries you Probably Havent Tried Yet example, the Mobile app is great and! Availability may apply to withdraw additional funds made public service area or those looking additional... A teller your account is What matters }, in Case of Errors or questions your., Venmo, or any of that mess nor do I use Zelle is committed to moving forward. Disputed pnc smartaccess check deposit is impossible on achieving your Financial goals and stay up $. On disputed charges is impossible check this box if you are using a public computer Spend checking!